Los Angeles · Inland Empire · Orange County

Your home, funded.

Su casa, financiada.

Buying a home is one of the biggest decisions you'll make. We make it simple: understand your budget, compare your loan options, and move forward with confidence. Get personalized numbers online, in English or Spanish, and connect with a real advisor whenever you're ready.

See what I qualify for How the Strategy Call works

60 seconds · No credit impact · Hablamos español

Try it live

Household income $80,000/yr

Down payment $60,000

Estimated buying power

Turn this into a real pre-approval

Estimate only, not an offer of credit. Your Strategy Call makes it real.

FundR Mortgage serves homebuyers and investors across Los Angeles, the Inland Empire, and Orange County. Purchase, refinance, and investor / DSCR financing, with advice in English and in Spanish.

Who we serve

Who we work with

Whether you're buying, investing, or sending us a client, you get real numbers and a straight answer.

Homebuyers

First home or move-up, we match you to the right loan and walk you through any down payment help you qualify for, every step in plain language, in English or in Spanish.

See down payment programs

Investors

DSCR, cash-out, portfolio strategy. We help you turn the equity you have into the doors you want, structured for cash flow, not just approval.

See the investor desk

Agents & Loan Officers

A lending partner that answers the phone, closes on time, and makes you look good in front of your clients.

Partner with FundR

Down payment help

You may qualify for down payment help.

California and local programs can cover part of your down payment or closing costs. Choose your county and see what could apply to you.

Programs, amounts, and funding availability change often. This list is illustrative, and your Strategy Call confirms what you actually qualify for.

Ask about these on your Strategy Call

The FundR Method

How it works

Start with one call. This is what to expect.

The Strategy Call

Thirty minutes with a licensed advisor, in English or in Spanish. We map your income, goals, and timeline, then tell you plainly what's possible now and what needs 90 more days.

The Plan

A written game plan: your budget, your loan program, your rate scenario, and the exact documents we'll need. No surprises at underwriting.

The Keys

We run the process, you get the updates. We keep your closing on schedule, typically about 30 days for a purchase, with an advisor who still answers the phone after funding.

The Investor Desk

Financing built around the deal

We look at the property's numbers, not just your paycheck, so your income isn't the limit on how many properties you can own.

DSCR loans qualified on rental income, not personal income
Cash-out refinancing to unlock trapped equity for the next door
1-4 unit, short-term rental, and portfolio lending strategies
Deal analysis before you write the offer: run the numbers with us

Analyze my next deal

Sample deal · Duplex, Long Beach

Purchase price$865,000

Monthly rents$5,900

PITIA$4,710

DSCR1.25×

VerdictFinances itself

What we stand for

The FundR Manifesto

Ten things we hold ourselves to, on every file.

Our business is people. A mortgage is just how we help them home.
The customer comes first. Every call, every question, every time.
Straight answers beat a smooth pitch. We tell the truth, even when it costs us the deal.
This is as much about respect as it is about rates.
Assume nothing. Explain everything. Make every promise, then keep it.
Everyone gets the same welcome. First home or fifth, in English or in Spanish, no one gets talked down to.
The job isn't done until they have the keys. And we still answer the phone after funding.
We hold ourselves accountable for: jargon that hides the truth, chasing the commission over the client, promising what we can't deliver, making anyone feel small, and forgetting there's a family on the other end.
Doing it right is harder than doing it fast. We do it right.
Take care of the customer, and the business takes care of itself.

Start here

Know your number before you shop.

One 30-minute Strategy Call, in English or in Spanish. Your budget, your program, your plan, in writing. No cost, no credit pull, no pressure.

Or try the 60-second calculator · 626-538-1996

Careers

Join the FundR team.

Loan officers and mortgage pros: build your business with a team that answers the phone and closes on time. Tell us about yourself.